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Rhode Island Beneficiary Designation Review Checklist

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What's Included

State-specific Beneficiary Designation Review Checklist for Rhode Island residents. Audits life insurance, IRAs, 401(k)s, TOD/POD bank accounts, and brokerage accounts under the Rhode Island Uniform TOD Security Registration Act (R.I. Gen. Laws §§ 7-11.1-1 et seq.), Rhode Island POD bank account statutes (R.I. Gen. Laws § 19-9-29), and Rhode Island non-probate transfer rules. Covers post-divorce beneficiary revocation under R.I. Gen. Laws § 33-1-17, SECURE Act 10-year rule for inherited IRAs, Rhode Island estate tax threshold (R.I. Gen. Laws §§ 44-22-1 et seq. — .77M exemption), Medicaid estate recovery (R.I. Gen. Laws §§ 40-8.3-1 et seq.), and estate-as-beneficiary issues. Includes Rhode Island-specific action checklist and professional advisor coordination section. Instant .docx download.

Declaration & revocation of all prior wills
Family declarations (spouse + children)
Specific personal property bequests (3 slots)
Real property bequests with deed references
Residuary estate — 3 distribution options
Guardian nomination for minor children
Personal Representative appointment + powers
Pet care provisions
Digital assets & online account directives
Survivorship, anti-lapse, and governing law
Witness attestation blocks
Self-proving affidavit (notary optional)
Step-by-step execution instructions

Who This Is For

  • Residents with straightforward estates
  • Individuals who want a solid will without attorney fees
  • Married couples (each spouse needs their own)
  • Anyone ready to get their affairs in order

NOT Appropriate For

  • Business owners with complex ownership interests
  • Blended families with competing inheritance claims
  • Property owners in multiple states
  • Taxable estates (over federal exemption)

Legal Disclaimer

This template is for informational purposes only and does not constitute legal advice. No attorney-client relationship is formed by purchase. Consult a licensed Rhode Island attorney for advice specific to your situation.

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