April 2, 202612 min read

The Medicaid 5-Year Lookback Period: What It Is, How It Works, and How to Plan Around It

Medicaid reviews five years of financial transactions before approving long-term care benefits. Gifts, transfers, and asset shifts during this window can trigger devastating penalty periods that leave families paying out of pocket.

Elder and Estate Admin
Elder and Estate Admin
Author
The Medicaid 5-Year Lookback Period: What It Is, How It Works, and How to Plan Around It